Our Services
Comprehensive financial guidance tailored to your unique needs.
We offer a range of financial services designed to help individuals and businesses in Manchester make informed decisions about their money. Each service can be tailored to your specific situation and goals.
Personal Finance Planning
Build a solid foundation for your financial future.
Whether you're just starting to manage your money or looking to optimize an established financial plan, we help you create strategies that work with your lifestyle and goals. From budgeting to retirement planning, we cover all aspects of personal finance.
What's Included:
- Comprehensive financial assessment and goal setting
- Monthly budget creation and cash flow analysis
- Debt management strategies
- Emergency fund planning
- Retirement planning and pension reviews
- Savings strategies for major purchases
Initial Consultation
£150
90-minute session including financial review and goal discussion.
Comprehensive Plan
£750
Full financial plan with ongoing support for three months.
Annual Management
£120/month
Continuous financial guidance with quarterly reviews.
Business Financial Management
Keep your business finances organized and growth-focused.
Running a business comes with unique financial challenges. We help Manchester businesses maintain accurate records, understand their financial position, and make informed decisions about growth and investment.
What's Included:
- Bookkeeping and financial record management
- Cash flow forecasting and management
- Profit and loss analysis
- Business expense optimization
- Financial reporting for stakeholders
- Growth planning and funding advice
Startup Package
£500
Financial system setup for new businesses.
Monthly Bookkeeping
£250/month
Ongoing financial record maintenance and reporting.
Strategic Advisory
£180/hour
High-level financial guidance for business decisions.
Tax Planning & Compliance
Navigate tax obligations efficiently and legally.
Tax laws are complex and constantly changing. We help you understand your obligations, maximize available reliefs and allowances, and ensure compliance while minimizing your tax burden through proper planning.
What's Included:
- Personal and business tax return preparation
- Tax efficiency planning and strategy
- VAT registration and compliance
- Capital gains tax planning
- Inheritance tax considerations
- HMRC correspondence assistance
Self Assessment
£200
Personal tax return preparation and filing.
Business Tax Return
£450
Company tax compliance and submission.
Tax Planning Session
£175/hour
Strategic tax efficiency consultation.
Investment Guidance
Build and manage a portfolio aligned with your goals.
Investing can feel intimidating, especially with market volatility and countless options. We help you understand different investment types, assess your risk tolerance, and build a diversified portfolio that supports your long-term objectives.
What's Included:
- Risk tolerance assessment
- Investment strategy development
- Portfolio construction and diversification
- Regular performance reviews
- Rebalancing recommendations
- Market updates and education
Investment Assessment
£300
Initial portfolio review and strategy discussion.
Portfolio Management
0.75% annually
Ongoing management of investment portfolio.
Advisory Only
£150/hour
Investment guidance without portfolio management.
Pension & Retirement Planning
Prepare for a comfortable retirement.
Retirement planning requires careful consideration of pensions, state benefits, investments, and lifestyle goals. We help you understand your options and create a strategy that gives you confidence about your retirement years.
What's Included:
- Pension scheme reviews and consolidation
- Retirement income projections
- State pension entitlement analysis
- Contribution optimization strategies
- Drawdown vs annuity comparisons
- Estate planning considerations
Pension Review
£250
Comprehensive review of existing pension arrangements.
Retirement Plan
£650
Complete retirement strategy and income projection.
Pre-Retirement Guidance
£200/hour
Specialized advice for those approaching retirement.
Estate & Legacy Planning
Protect your assets and provide for loved ones.
Thoughtful estate planning ensures your assets are distributed according to your wishes while minimizing tax implications. We work alongside legal professionals to help you create a comprehensive legacy plan.
What's Included:
- Estate valuation and asset review
- Inheritance tax planning
- Trust structure recommendations
- Beneficiary planning
- Charitable giving strategies
- Coordination with solicitors
Estate Assessment
£350
Initial estate review and planning discussion.
Comprehensive Planning
£1,200
Complete estate plan including tax strategies.
Annual Review
£300
Yearly estate plan review and updates.
Why Choose Our Services
Personalized Approach
We don't believe in one-size-fits-all solutions. Every recommendation is based on your specific circumstances, goals, and preferences.
Transparent Pricing
You'll know exactly what you're paying for before we begin. No hidden fees or surprise charges.
Ongoing Support
Financial management doesn't end after one meeting. We're here for questions, adjustments, and support whenever you need it.
Local Knowledge
Our Manchester focus means we understand regional factors that affect your financial decisions.
Our Process
Get In Touch
Contact us to discuss your needs. We'll determine which services are most relevant to your situation.
Initial Meeting
We'll review your current financial position and discuss your goals in detail.
Strategy Development
We create a tailored plan with clear action steps and timelines.
Implementation
Together, we put the plan into action, making adjustments as needed.
Regular Review
We check in periodically to ensure your strategy remains aligned with your evolving needs.
Service Questions
Absolutely. Many clients benefit from a combination of services. We can create a bundled package that addresses all your financial needs while potentially reducing overall costs.
Timeframes vary depending on complexity. An initial consultation is usually 90 minutes, while comprehensive planning might involve several sessions over a few weeks. We'll give you a clear timeline once we understand your needs.
While we're based in Manchester and specialize in the local market, we can work with clients throughout the UK, particularly for services like investment guidance and tax planning that aren't location-dependent.
That's perfectly fine. You can engage us for a single service or even a one-off consultation. There's no obligation to commit to ongoing services unless that's what works best for you.
We use a mix of fixed fees for specific services, hourly rates for consultations, and percentage-based fees for investment management. The pricing listed above gives you a clear idea of costs, and we'll always confirm the exact fee before beginning work.
Life changes, and financial plans should adapt accordingly. If you experience a significant change, we'll adjust your strategy to reflect your new circumstances. This flexibility is built into our ongoing service relationships.
Ready to Get Started?
Let's discuss which services would be most beneficial for your situation.
Contact Us Today